Emergency breakdown assistance concerns the issue of faraway cars being stuck due to troubles during a trip. Often, they consist of rescuing the car in the following cases: a flat tyre, the battery being discharged, needing to battery jump-start, and/or fuel supply. In addition, many packages contain several other items.
This service is significant and priceless when the situation is unlike that, and you can’t foresee a possible vehicle breakdown. But if you are still hesitating to include roadside assistance add-on for car insurance, consider possible pros and weigh the benefits of the coverage.
Let’s get into this article and explore the concept of roadside assistance add-on and it’s advantages so you can get to know and decide better.
What is roadside assistance add-on?
Roadside assistance is an add-on that covers situations arising from dead batteries or missing keys. Under this service concept, we strive to ensure that your vehicle remains in service even while you’re on the road. It can cover a range of services, such as:
- Towing services: Roadside assistance cover includes towing services upto 50 kms to take your vehicle to the nearest repair shop or mechanic if your vehicle is immobilised due to a breakdown, saving you the hassle and expense of arranging transportation for your car.
- Flat tyre assistance: Changing a flat tyre can be challenging, especially if you’re not familiar with the process or lack the necessary tools. With roadside assistance cover, a vehicle technician will be arranged to replace the flat tyre with the spare tyre at the location of the breakdown or arranging the flat tyre to the nearest place of repair and delivering the tyre back to the place of breakdown in case a technician cannot be arranged.
- Fuel delivery: Running out of fuel is a mishap that can occur when you least expect it. Roadside assistance add-on cover often includes fuel delivery services upto 5 litres, ensuring you’re not helpless due to an empty tank.
- Battery jump-start: A dead battery can leave you alone, unable to start your car. Roadside assistance cover offers jump-start services, with a technician arriving promptly to jump-start your car and get you moving again.
- Arrangement of keys: Accidentally locking your keys inside your car is frustrating, but it doesn’t have to ruin your day. Roadside assistance add-on cover provides arrangement of keys, to regain access to your car without causing any damage.
We often take services such as road assistance for granted when the unexpected occurs. However, it is important to do a thorough cost-benefit analysis of road assistance before deciding to include it in your insurance policy.
With that being said, let’s look at the possible pros of roadside assistance.
Pros of roadside assistance
1. Peace of mind
The main benefit of roadside assistance is the peace of mind that it provides. Being in contact with a source who can assist you in an emergency is enough to calm down the fear of breakdowns you may not be able to handle on your own.
If assisted, you can be relieved of anxiety even when you’re stranded on a deserted track or in the middle of heavy traffic.
2. Cost-effective
The commission of toll lanes may have a bearing on the expenses of roadside assistance for car insurance, but it will likely save you money in the long run. Another important thing to underscore is that roadside assistance can save you a lot of money if you do not have to call emergency services like towing or lockout assistance.
An emergency assistance plan covering a prolonged road will likely offer predictable, low-budget insurance.
3. Convenience
Access to road-assistance is very convenient; all you need to do is dial a number. 99% of the insurance provider are open 24/7; hence, you can get help even during the day and night. Adaptive cruise control is advantageous if you make frequent trips by car or drive in unfamiliar places.
How to choose the correct roadside assistance?
When deciding whether to add roadside assistance to your car insurance, consider the following factors:
- Cost: Identify various plans with different prices and evaluate if they match your financial situation.
- Coverage: Check out the repair shop’s services and find out any limitations for service calls and towing.
- Reputation: Research the quality of service regarding speed and adequacy of response.
- Existing coverage: Check whether your insurance company has roadside assistance, or whether you have it otherwise.
Conclusion
In conclusion, roadside assistance to your car insurance may prove to be very resourceful and the need is increasingly recognised. Another essential element to consider is the pros of roadside assistance. Based on this consideration, including this service or not in your policy would be better.
Analyse your driving style, explore existing insurance coverages, and consider other options before deciding on roadside assistance. If it is the most suitable choice for you, subscribe.
You will thus be able to sufficiently and suitably cover your needs and provide insurance coverage that will act as a protector when you encounter any unexpected cases while driving.
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